AI SECURITY FOR FINANCIAL SERVICES
AI Security Assessment for Financial Services
Secure AI-driven trading, lending, and fraud detection while meeting evolving regulatory expectations.
AISS · FINANCIAL SERVICES BUNDLE
Vertical-specific AISS application
AISS, applied to FinServ AI — NYDFS Part 500, DORA, SR 11-7, FINRA, and SEC Marketing Rule translated into 10 ATLAS threat scenarios and the eight priority sub-controls regulators and carriers ask about most.
- FinServ AI Threat Profile (10 MITRE ATLAS techniques)
- FinServ Cyber-Insurance Underwriting Crosswalk (CC-BY-4.0)
- AISS Spec + 8 FinServ-priority sub-controls
AI Is Accelerating Finance — But Governance Cannot Keep Up
Algorithmic trading systems execute decisions in microseconds. Fraud detection models evaluate millions of transactions daily. AI-powered lending platforms make credit decisions that directly affect consumers' financial lives. In each case, the speed and scale of AI adoption in financial services has outpaced the governance frameworks meant to oversee it — and regulators have taken notice.
The gap between AI awareness and AI controls in finance is striking. According to IBM's 2025 Cost of a Data Breach Report, 39% of financial services employees admit to sending substantial private data to AI tools, even as the sector demonstrates the highest concern about data leaks of any industry. Meanwhile, the SEC's 2025 examination priorities explicitly target firms' AI capabilities and governance, assessing whether adequate policies and procedures exist to supervise AI use in trading, fraud prevention, and anti-money laundering operations.
The regulatory pressure is not theoretical. Under Superintendent Harris, the New York Department of Financial Services has entered consent orders with 27 entities for cybersecurity regulation violations, resulting in over $144 million in fines. As NYDFS Part 500's final requirements took effect in November 2025 — including mandatory MFA and comprehensive asset inventory programs — financial institutions that treat AI governance as optional face both enforcement risk and breach exposure that their competitors are already addressing.
Regulatory & Compliance Landscape
SOC 2
SOC 2 trust service criteria govern how financial services organizations handle customer data. AI systems that process, store, or transmit financial data must meet SOC 2 requirements for security, availability, and confidentiality — including AI-specific access controls and monitoring.
PCI DSS
The Payment Card Industry Data Security Standard applies wherever cardholder data flows. AI tools in payment processing, fraud detection, and transaction monitoring must comply with PCI DSS requirements for data encryption, access restriction, and vulnerability management.
SEC AI Examination Priorities
The SEC's 2025 examination priorities explicitly target AI capabilities at registered firms, assessing governance policies, supervisory procedures, and whether AI representations to clients are accurate — with enforcement focused on 'AI washing' and algorithmic transparency.
NYDFS Cybersecurity Regulation
Part 500 of the NYDFS regulations sets cybersecurity requirements for financial services companies operating in New York, with 2025 amendments requiring MFA, asset inventories, and access controls that directly impact how AI tools handle regulated data.
FINRA AI Guidance
FINRA expects broker-dealers and investment advisers to apply existing supervision, recordkeeping, and data privacy standards to AI tools — treating AI-generated communications and recommendations with the same compliance rigor as human-produced work.
What We Assess in Financial Services
AI in Algorithmic Trading
Evaluate governance over AI models driving trading decisions, including model validation processes, bias detection, auditability requirements, and human oversight mechanisms for automated execution.
Fraud Detection AI
Assess AI systems used for transaction monitoring and fraud detection, covering data access controls, false positive management, and the security of models that process sensitive financial data.
AI Lending & Credit Decisions
Review AI tools involved in credit scoring, loan underwriting, and lending decisions for fair lending compliance, explainability requirements, and consumer data protection.
Customer Data in AI Tools
Identify where customer financial data — account numbers, transaction histories, portfolio details — enters AI systems, and evaluate data handling, retention policies, and third-party AI vendor controls.
AI-Driven Risk Modeling
Assess AI systems used for market risk, credit risk, and operational risk modeling, including model governance frameworks, backtesting rigor, and regulatory reporting accuracy.
HOW IT WORKS
From Sign-Up to Secure in Three Steps
Connect Your Network
Upload firewall or DNS logs, or deploy our lightweight Docker collector. No agents on endpoints. We read metadata only — never your data.
See Every AI Tool
Within minutes, see a complete inventory of AI tools in use across your organization. Set policies: approved, monitored, or restricted.
Prove Compliance
Run assessments against 11 compliance frameworks. Get AI-powered remediation playbooks, track progress over time, and download audit-ready reports.
Transparent Pricing. Start Free.
Free for your first AISS assessment. Pro $1,200/yr for a paid framework. Business $3,600/yr for the full compliance suite. Enterprise from $15,000/yr — published floor, never hidden.
Glass-Box scoring
Every category score is fully derivable from your answers and the published AISS methodology. Your auditor can reproduce the math from the public spec alone.
Open standard
AISS is published under CC-BY-4.0 at github.com/Ayliea/aiss. Fork it, audit it, or propose changes via the public RFC process — the standard belongs to the practitioner community.
Self-serve, no demo gate
Sign up, take your first AISS assessment, see your score. No credit card, no sales call. Upgrade to Pro or Business via Stripe Checkout from inside the app.
Encrypted in transit and at rest. Annual billing. No surprise overages.
Let's Assess Your Financial Services AI Security Posture
Start free with an AISS assessment — no credit card required — or book a free 30-minute scoping call for a guided engagement.